YOUR PERSONALIZED BENEFIT ANALYSIS WILL INCLUDE:

  • Approximate monthly pension amount
  • How it is likely to increase through cost of living adjustments
  • If you die, what your family will receive
  • What will happen with your pension if your spouse dies first
  • Surviving spouse benefit cost
  • What decisions will have to be made with your Federal Employee Group Life Insurance (FEGLI) at retirement
  • What it will cost you to keep your FEGLI after retirement
  • If you’re a FERS employee, the approximate monthly Social Security payment
  • If you’re a CSRS employee, when you can collect Social Security
  • Historical performance and projection for your Thrift Saving Plan — amount and monthly income it might generate

Federal Benefits & Retirement Resources

We are dedicated to helping Federal Employees to understand and maximize their benefits.

Every Federal Employee’s situation is different and unique. We will carefully examine where you stand and then we will strategize what you should be doing differently or better. We will help you to take full advantage of what is available to you as Federal Employee.  Our highly qualified and experienced Federal Benefits Consultants will explain implications of every choice you make and will help you to make insightful and confident decisions.

Our Services

We specialize in helping Federal and Postal employees in following areas

Pension

  • Estimating pension income which will help you to make an important decision when you can “afford” to retire
  • Survivor annuity options, it’s costs and alternative solutions
  • What happens to survivor benefit if Federal Employee outlives his/her spouse
  • How your annuity will be affected by early retirement

Thrift Savings Plan

  • How much to contribute and to take full advantage of this powerful retirement savings tool
  • TSP investment options and their historical performance
  • What happens if you don’t contribute
  • TSP loans and it’s consequences
  • TSP withdrawals while still working and it’s consequences
  • TSP distribution options after retirement

Social Security

  • Estimating Social Security income and putting together a strategy how to maximize social security benefit
  • What happens if I start collecting Social Security while still working
  • Getting a part time job after retirement and how it will affect Social Security payout

FEHB (Federal Employee Health Benefit Plan)

  • Important rules for FEHB in retirement
  • How FEHB fits as a secondary plan to Medicare

FEGLI (Federal Employee Group Life Insurance)

  • FEGLI cost and benefits while working
  • FEGLI cost after retirement and alternative cheaper solutions

Social Security Supplement

  • What rules need to be met to qualify for Supplement
  • Computation of Supplement benefit

Let us guide you through a very complex world of Federal Benefits.

Request Complimentary Benefits Analysis